Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The 12 Steps to Living Confidently: How to Cut Your Expenses The advice about cutting expenses makes it sound downright unappealing. No wonder many of us haven’t learned to finance well. Bank on Your Good Health How to lower your risk of chronic illness Gift Yourself a Debt-Free Holiday Here are some tips on how to have a holly, jolly and less stressful gift-giving season.